Capital Gains Tax Planning in Gilbert, AZ

Selling an investment property, stock portfolio, or your business? Without proper planning, your profits can quickly be reduced by capital gains tax, depreciation recapture, or timing missteps.

At Accuracy CPA, we help clients across Arizona and nationwide navigate complex capital gains events with clarity and confidence. From 1031 exchanges to installment sales, we build strategies to minimize your tax burden and preserve more of what you've earned.

Located in Gilbert, AZ — Proudly serving clients throughout the U.S.

Our clients include:

• Real estate investors selling rental properties or flipping homes
• Business owners planning an exit or partial sale
• Individuals and families liquidating stock, crypto, or other investments
• Trustees and estates managing inherited assets
• Partners selling shares in LLCs, S-Corps, or family businesses
   

If you're expecting a large taxable gain, planning early is essential. 

We help you reduce or defer taxes when selling real estate through:

• Adjusted basis and gain calculation
• Depreciation recapture strategies
• Section 121 exclusion (home sale gain exclusion)
• 1031 exchange structure and compliance
• Installment sale and seller-financing strategies
   

Selling your company or interest in a partnership? We advise on:

• Stock sale vs. asset sale analysis
• Allocation of goodwill and intangible assets
• Installment sale planning to spread tax liability
• Qualified Small Business Stock (QSBS) strategies
• Estimated tax forecasting and timing
   

Selling stocks, ETFs, or crypto? We help you:

• Classify short-term vs. long-term gains
• Use capital losses to offset gains
• Harvest tax losses strategically before year-end
• Plan sales for favorable tax years (especially near year-end)
   

When dealing with inherited assets, capital gains rules can be complex. We support:

• Step-up in basis reviews and documentation
• Sale of inherited property or stock
• Capital gains reporting on estate and fiduciary tax returns

Once a sale is finalized, your planning options narrow significantly. That’s why we encourage clients to consult us before selling, when we can:

• Recommend tax-favorable structures
• Strategically time gains or installment income
• Incorporate 1031 or QSBS options
• Help calculate estimated taxes in real time

• Real estate, equity, and investment tax expertise
• Advanced strategies for high-value transactions
• Licensed CPA oversight—no generic tax software or shortcuts
• Nationwide support for investors, sellers, and fiduciaries
• Confidential, strategic, and forward-looking advice

Whether you're selling a property, exiting your business, or planning a liquidity event—we help you keep more of your gain.

 Q: What’s the difference between short-term and long-term capital gains?
Short-term gains (held under 12 months) are taxed at ordinary income rates. Long-term gains (held over 12 months) typically qualify for lower tax rates—0%, 15%, or 20%, depending on your income.

Q: Can I completely avoid capital gains tax?
Avoidance isn't always possible, but with proper planning, you may be able to defer, reduce, or offset capital gains.

Q: When do I pay capital gains taxes?
Capital gains are usually taxed in the year the sale closes. With installment sales, gains may be spread out over time. We help you understand and plan for payment deadlines.

Capital gains taxes can take a major bite out of your profits—but only if you don’t plan ahead. At Accuracy CPA, we help real estate investors, business owners, and families turn transactions into smart financial wins.

Call 480.908.8180
Schedule a consult today!

Headquartered in Gilbert, AZ — Proudly serving clients across the U.S.