Lower Your Capital Gains Tax With Expert CPA Planning

Selling an investment property, stock portfolio, or business? Without the right strategy, you could owe thousands more than necessary in taxes.

At our Gilbert, AZ CPA firm, we help individuals and business owners structure their transactions to reduce or defer capital gains tax while staying fully compliant with IRS regulations.

Our clients include:

• Real estate investors preparing to sell property
   
• Business owners planning an exit or sale
   
• Individuals selling appreciated stock or crypto
   
• Trusts, estates, and high-net-worth families
   
• Partners selling interests in LLCs or S-Corps

We help you understand and reduce the tax impact of property sales through:

• Adjusted basis calculation
   
• Section 121 exclusion (for primary residences)
   
• Depreciation recapture strategies
   
• 1031 exchange support
   
• Installment sale structuring 

Selling your business or partnership interest? We guide you through:

• Entity classification and stock vs. asset sale analysis
   
• Allocation of goodwill and non-compete value
   
• QSBS (Qualified Small Business Stock) strategies
   
• Estimated tax payment planning
   

If you're selling stocks, ETFs, or crypto, we help you:

• Identify short-term vs. long-term gains
   
• Offset gains with capital losses
   
• Harvest tax losses before year-end
   
• Time transactions for optimal tax years
   

We support trustees, executors, and beneficiaries with:

• Step-up in basis guidance
   
• Inherited property sales
   
• Capital gains reporting on estate tax returns
   

Before you sell. Once the sale is complete, it’s too late to change the structure or timing. Early planning is the key to minimizing your tax exposure.

• Real estate and investment tax expertise
   
• Guidance from a licensed CPA in Gilbert, AZ
   
• Experience with 1031 exchanges, QSBS, and installment sales
   
• Integrated tax planning for business owners and investors
   
• Confidential, proactive strategy sessions

Q: What’s the difference between short-term and long-term capital gains?
Short-term gains (assets held under 12 months) are taxed as ordinary income. Long-term gains (held over 12 months) qualify for lower rates—often 0%, 15%, or 20%.

Q: Can I avoid capital gains entirely?
Not always, but we can often reduce, defer, or offset gains. Tools include 1031 exchanges, opportunity zones, and tax-loss harvesting.

Q: When do I pay capital gains taxes?
Most capital gains are reported and taxed in the year of the sale. Planning in advance allows you to structure for favorable outcomes.

The earlier you consult a CPA, the more control you’ll have over your tax outcome. Let’s discuss your sale before it happens.

Call 480.908.8180
Schedule a consult today!

Proudly serving Gilbert, Chandler, Mesa, and the East Valley